Senior Commercial Credit Analyst

Full-Time | Commercial Banking

A growing financial institution is seeking a Senior Commercial Credit Analyst to support complex commercial lending activities and commercial credit administration functions. This role is responsible for analyzing commercial credit requests, evaluating business financial performance, assessing lending risk, and preparing detailed credit analyses for management review.

This position requires strong communication and relationship management skills, including the ability to discuss sensitive and confidential financial information with clients, lenders, and internal management while developing a high level of trust, professionalism, and credibility.

Responsibilities:

• Analyze commercial borrower financial statements, tax returns, and supporting documentation

• Assist with underwriting complex commercial loan requests, renewals, and annual relationship reviews

• Evaluate borrower cash flow, collateral, industry trends, and overall credit risk

• Prepare concise written credit analyses and risk rating recommendations for lenders and management

• Communicate directly with clients and internal stakeholders regarding financial information, credit analysis, and loan-related matters

• Monitor commercial loan portfolios and identify potential credit concerns or adverse trends

• Support credit administration projects, reporting, compliance initiatives, and policy updates

• Maintain accurate pipeline tracking and documentation within internal banking systems.

  
  

Qualifications:

• 5–8 years of commercial credit analysis, underwriting, or commercial banking experience required.

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or related field preferred.

• Strong analytical, organizational, interpersonal, and written communication skills.

• Ability to handle sensitive and confidential information with professionalism and discretion.

• Advanced Microsoft Excel and Word experience required.

• Ability to manage multiple priorities in a professional banking environment.

Additional Information:

• Professional office environment.

• Salary 84K+ DOE.

• Opportunity for long-term growth within commercial banking and credit administration.

Apply today for immediate consideration! For more information, contact our office at (203) 574-4838 - our coordinators are happy to answer any questions.